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Change in loss reserves at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
-$69.64M-162%
American Financial Group logo
American Financial GroupAFG
-$5M+94.0%
Old Republic International logo
Old Republic InternationalORI
$78.7M-13.1%
Kemper logo
KemperKMPR
$106.6M+147%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$151.3M+2.1%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$51.35M+365%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's change in loss reserves?
American Coastal Insurance Corporation (ACIC) reported change in loss reserves of -$38.71M in Q1 2026.
How has American Coastal Insurance Corporation's change in loss reserves changed year-over-year?
American Coastal Insurance Corporation's change in loss reserves increased by 41.3% year-over-year, from -$65.91M to -$38.71M.
What is the long-term trend for American Coastal Insurance Corporation's change in loss reserves?
Over 3 years (2021 to 2025), American Coastal Insurance Corporation's change in loss reserves has grown at a 205.0% compound annual growth rate (CAGR), from -$5.52M to -$156.49M.
What does change in loss reserves mean?
Represents the net change in the liability for unpaid claims and claims adjustment expenses during the reporting period. This metric reflects the company's actuarial adjustments and settlement activity regarding future obligations to policyholders. Significant fluctuations indicate changes in underwriting risk assessment or the emergence of unexpected claims activity.