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American Coastal Insurance Corporation ACIC Change in Deferred Acquisition Costs

Change in Deferred Acquisition Costs at other companies

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-$6.63M+31.0%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's change in deferred acquisition costs?
American Coastal Insurance Corporation (ACIC) reported change in deferred acquisition costs of $33.66M in Q4 2025.
How has American Coastal Insurance Corporation's change in deferred acquisition costs changed year-over-year?
American Coastal Insurance Corporation's change in deferred acquisition costs increased by 6.2% year-over-year, from $31.68M to $33.66M.
What is the long-term trend for American Coastal Insurance Corporation's change in deferred acquisition costs?
Over 4 years (2021 to 2025), American Coastal Insurance Corporation's change in deferred acquisition costs has grown at a -16.3% compound annual growth rate (CAGR), from $274.41M to $134.62M.
What does change in deferred acquisition costs mean?
Measures the net change in deferred acquisition costs during the reporting period, reflecting the balance between new costs capitalized and the amortization of existing assets. It provides insight into the pace of new business acquisition relative to the recognition of expenses over the life of the policies.