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ACNB ACNB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
-$2.35B-762%
CNB Financial logo
CNB FinancialCCNE
$57.86M-21.8%
Renasant logo
RenasantRNST
$626.41M+214%

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:NetChangeNoninterestBearingDepositsDomestic.

The official record: ACNB’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's noninterest-bearing deposits?
ACNB (ACNB) reported noninterest-bearing deposits of -$2.01M in Q4 2025.
How has ACNB's noninterest-bearing deposits changed year-over-year?
ACNB's noninterest-bearing deposits increased by 83.6% year-over-year, from -$12.21M to -$2.01M.
What is the long-term trend for ACNB's noninterest-bearing deposits?
Over 3 years (2022 to 2025), ACNB's noninterest-bearing deposits has grown at a -34.3% compound annual growth rate (CAGR), from -$28.31M to -$8.02M.
What does noninterest-bearing deposits mean?
The net change in customer deposits that do not accrue interest, such as standard checking accounts. This serves as a key indicator of low-cost funding stability and the bank's ability to attract and retain core operating accounts from customers.