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ACNB ACNB Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

Citizens & Northern logo
Citizens & NorthernCZNC
$370K+80.5%
Home Bancorp logo
Home BancorpHBCP
$230K-39.0%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$380K+16.6%
Amerant Bancorp logo
Amerant BancorpAMTB
$169K-95.5%
CTB
Community Trust BancorpCTBI
$51K+8.5%
Fulton Financial logo
Fulton FinancialFULT

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's gain (loss) on sales of loans, net?
ACNB (ACNB) reported gain (loss) on sales of loans, net of $1.23M in Q1 2026.
How has ACNB's gain (loss) on sales of loans, net changed year-over-year?
ACNB's gain (loss) on sales of loans, net increased by 43.4% year-over-year, from $855K to $1.23M.
What is the long-term trend for ACNB's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), ACNB's gain (loss) on sales of loans, net has grown at a 11.6% compound annual growth rate (CAGR), from $3.39M to $5.27M.
What does gain (loss) on sales of loans, net mean?
This metric represents the net realized profit or loss generated from the sale of mortgage or commercial loans to the secondary market. It reflects the bank's ability to generate non-interest income through loan origination and subsequent sale activities. Investors use this to assess the profitability of the bank's mortgage banking or loan-sale business model.