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ACNB ACNB Total loans, net of unearned income

Total loans, net of unearned income at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$31.8B+5.0%
BrightSpire Capital logo
BrightSpire CapitalBRSP
$50.51M+33.6%
First Community Corporation logo
First Community CorporationFCCO
$1.53B+23.6%
Northrim BanCorp logo
Northrim BanCorpNRIM
$105.03M+10.0%
Upbound Group, Inc. logo
Upbound Group, Inc.UPBD
$195.38M+5.7%
WaFd, Inc. logo
WaFd, Inc.WAFD
$20.17B-4.5%

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:FinancingReceivableBeforeAllowanceForCreditLossAfterUnearnedIncome.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's total loans, net of unearned income?
ACNB (ACNB) reported total loans, net of unearned income of $2.35B in Q1 2026.
How has ACNB's total loans, net of unearned income changed year-over-year?
ACNB's total loans, net of unearned income increased by 1.2% year-over-year, from $2.32B to $2.35B.
What is the long-term trend for ACNB's total loans, net of unearned income?
Over 3 years (2022 to 2025), ACNB's total loans, net of unearned income has grown at a 14.8% compound annual growth rate (CAGR), from $1.54B to $2.33B.
What does total loans, net of unearned income mean?
This represents the total principal amount of loans and financing receivables held by the bank, excluding unearned income and before any deductions for credit loss reserves. It serves as a primary indicator of the bank's core lending activity and the scale of its interest-earning asset base. Monitoring this balance helps investors assess the bank's growth strategy and exposure to credit risk within its loan portfolio.