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ACNB ACNB Without a Related Allowance

Without a Related Allowance at other companies

Flagstar Bank
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Flagstar Bank FLG
$1.68B-21.0%
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$0-100%
Flagstar Bank
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Flagstar Bank FLG
$193M-7.7%
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State StreetSTT
$216M-4.8%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$37.77M+37.6%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$0

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:FinancingReceivableNonaccrualWithoutARelatedAllowance.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's without a related allowance?
ACNB (ACNB) reported without a related allowance of $7.18M in Q1 2026.
How has ACNB's without a related allowance changed year-over-year?
ACNB's without a related allowance increased by 25.1% year-over-year, from $5.74M to $7.18M.
What is the long-term trend for ACNB's without a related allowance?
Over 2 years (2023 to 2025), ACNB's without a related allowance has grown at a 102.3% compound annual growth rate (CAGR), from $1.69M to $6.92M.
What does without a related allowance mean?
This metric identifies nonaccrual loans that do not currently have a specific, separate allowance for credit losses assigned to them. These loans are typically collateral-dependent or have other mitigating factors that management believes cover the exposure. Investors monitor this to evaluate the bank's risk management strategy regarding impaired assets.