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ACNB ACNB Amortized cost

Amortized cost at other companies

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NBT BancorpNBTB
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Independent Bank CorpINDB

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableRevolving.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's amortized cost?
ACNB (ACNB) reported amortized cost of $227.37M in Q1 2026.
How has ACNB's amortized cost changed year-over-year?
ACNB's amortized cost increased by 8.4% year-over-year, from $209.78M to $227.37M.
What is the long-term trend for ACNB's amortized cost?
Over 2 years (2023 to 2025), ACNB's amortized cost has grown at a 25.9% compound annual growth rate (CAGR), from $140.22M to $222.34M.
What does amortized cost mean?
This metric represents the total amortized cost of revolving financing receivables, such as lines of credit or credit card balances. It reflects the bank's exposure to flexible, recurring credit facilities provided to customers. Monitoring this helps investors understand the bank's liquidity management and the utilization rates of its revolving credit products.