Skip to content

ACNB ACNB Financing Receivable, Unearned Income, before Allowance for Credit Loss

Financing Receivable, Unearned Income, before Allowance for Credit Loss at other companies

First BanCorp logo
First BanCorpFBP
$116.8M-10.4%
Northwest Bancshares logo
Northwest BancsharesNWBI
$13.06B+16.4%
Xerox Holdings Corporation logo
Xerox Holdings CorporationXRX
$1.55B-19.4%
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$7.07B+11.1%
World Acceptance logo
World AcceptanceWRLD
$325.06M+5.1%
Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$15.42M+218%

Other financials

Income statement

See full
Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

See full
Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

See full
Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

See full
Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

See full
Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

See full
Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:FinancingReceivableUnearnedIncomeBeforeAllowanceForCreditLoss.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about ACNB's financing receivable, unearned income, before allowance for credit loss.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is ACNB's financing receivable, unearned income, before allowance for credit loss?
ACNB (ACNB) reported financing receivable, unearned income, before allowance for credit loss of $2.05M in Q1 2026.
How has ACNB's financing receivable, unearned income, before allowance for credit loss changed year-over-year?
ACNB's financing receivable, unearned income, before allowance for credit loss increased by 18.3% year-over-year, from $1.73M to $2.05M.
What is the long-term trend for ACNB's financing receivable, unearned income, before allowance for credit loss?
Over 3 years (2022 to 2025), ACNB's financing receivable, unearned income, before allowance for credit loss has grown at a -18.7% compound annual growth rate (CAGR), from $3.65M to $1.96M.
What does financing receivable, unearned income, before allowance for credit loss mean?
This represents the portion of interest or fee income on financing receivables that has been billed or recorded but not yet earned by the bank. It serves as a contra-asset account that adjusts the gross loan balance to reflect the true principal outstanding. Analyzing this helps investors understand the bank's future revenue recognition pipeline from its existing loan portfolio.