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Affinity Bancshares, Inc. AFBI Purchased Credit Deteriorated Loans

Purchased Credit Deteriorated Loans at other companies

National Bankshares logo
National BanksharesNKSH
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
Financial Institutions logo
Financial InstitutionsFISI
Independent Bank Corp logo
Independent Bank CorpINDB
UBS
United BanksharesUBSI

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s purchased credit deteriorated loans?
Affinity Bancshares, Inc. (AFBI) reported purchased credit deteriorated loans of $742.87M in Q1 2026.
How has Affinity Bancshares, Inc.'s purchased credit deteriorated loans changed year-over-year?
Affinity Bancshares, Inc.'s purchased credit deteriorated loans increased by 4.3% year-over-year, from $712.52M to $742.87M.
What is the long-term trend for Affinity Bancshares, Inc.'s purchased credit deteriorated loans?
Over 2 years (2023 to 2025), Affinity Bancshares, Inc.'s purchased credit deteriorated loans has grown at a 6.2% compound annual growth rate (CAGR), from $650.96M to $733.69M.