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Affinity Bancshares, Inc. AFBI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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Bank of AmericaBAC
$532.05B+1.6%
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Truist FinancialTFC
$105.46B
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Union BanksharesUNB
$220.71M-5.1%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$149.08M-3.0%
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National BanksharesNKSH
$302.84M+0.6%
Fidelity D & D Bancorp, Inc. logo
Fidelity D & D Bancorp, Inc.FDBC

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s noninterest-bearing deposits?
Affinity Bancshares, Inc. (AFBI) reported noninterest-bearing deposits of $151.06M in Q1 2026.
How has Affinity Bancshares, Inc.'s noninterest-bearing deposits changed year-over-year?
Affinity Bancshares, Inc.'s noninterest-bearing deposits decreased by 1.7% year-over-year, from $153.63M to $151.06M.
What is the long-term trend for Affinity Bancshares, Inc.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), Affinity Bancshares, Inc.'s noninterest-bearing deposits has grown at a -3.8% compound annual growth rate (CAGR), from $160.82M to $132.8M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the account holder, typically used for transactional purposes. They represent a low-cost source of funding for the bank, significantly impacting the net interest margin. A higher proportion of these deposits generally indicates a strong core deposit franchise.