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Affinity Bancshares, Inc. AFBI Net Interest Income

Net Interest Income at other companies

Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
Union Bankshares logo
Union BanksharesUNB
$11.3M+10.0%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$9.22M+3.6%
National Bankshares logo
National BanksharesNKSH
$12.62M+23.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$26.11M+13.5%

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s net interest income?
Affinity Bancshares, Inc. (AFBI) reported net interest income of $7.57M in Q1 2026.
How has Affinity Bancshares, Inc.'s net interest income changed year-over-year?
Affinity Bancshares, Inc.'s net interest income increased by 3.1% year-over-year, from $7.34M to $7.57M.
What is the long-term trend for Affinity Bancshares, Inc.'s net interest income?
Over 4 years (2021 to 2025), Affinity Bancshares, Inc.'s net interest income has grown at a 1.6% compound annual growth rate (CAGR), from $29.28M to $31.14M.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on deposits and borrowings. It is the core measure of a bank's profitability from its primary lending and deposit-taking activities.