Skip to content

Affinity Bancshares, Inc. AFBI Service Charges On Deposit Accounts

Service Charges On Deposit Accounts at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$9.25M+31.1%
NBT
NBT BancorpNBTB
$5.27M+24.2%
SPF
South Plains Financial, Inc.SPFI
$2.26M+5.3%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$1.32M+2.6%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$8.16M+8.2%
Trustmark logo
TrustmarkTRMK
$10.65M+0.2%

Other financials

Income statement

See full
Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

See full
Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

See full
Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

See full
Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

See full
Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

See full
Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept afbi:ServiceChargesOnDepositAccounts.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Affinity Bancshares, Inc.'s service charges on deposit accounts.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Affinity Bancshares, Inc.'s service charges on deposit accounts?
Affinity Bancshares, Inc. (AFBI) reported service charges on deposit accounts of $346K in Q1 2026.
How has Affinity Bancshares, Inc.'s service charges on deposit accounts changed year-over-year?
Affinity Bancshares, Inc.'s service charges on deposit accounts increased by 9.5% year-over-year, from $316K to $346K.
What is the long-term trend for Affinity Bancshares, Inc.'s service charges on deposit accounts?
Over 4 years (2021 to 2025), Affinity Bancshares, Inc.'s service charges on deposit accounts has grown at a -2.1% compound annual growth rate (CAGR), from $1.51M to $1.38M.
What does service charges on deposit accounts mean?
This captures the fee income generated from customer deposit accounts, such as maintenance fees, overdraft charges, and transaction fees. It represents a stable, non-interest revenue stream that helps diversify the bank's income base.