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Affinity Bancshares, Inc. AFBI Total Interest Expense

Total Interest Expense at other companies

Union Bankshares logo
Union BanksharesUNB
$5.2M-3.9%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$5.61M+15.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$11.31M-8.0%
Colony Bankcorp logo
Colony BankcorpCBAN
$12.81M+8.8%
Home Bancorp logo
Home BancorpHBCP
$12.41M-1.7%
Financial Institutions logo
Financial InstitutionsFISI
$1.7M+8.8%

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s total interest expense?
Affinity Bancshares, Inc. (AFBI) reported total interest expense of $4.28M in Q1 2026.
How has Affinity Bancshares, Inc.'s total interest expense changed year-over-year?
Affinity Bancshares, Inc.'s total interest expense increased by 0.8% year-over-year, from $4.25M to $4.28M.
What is the long-term trend for Affinity Bancshares, Inc.'s total interest expense?
Over 4 years (2021 to 2025), Affinity Bancshares, Inc.'s total interest expense has grown at a 60.5% compound annual growth rate (CAGR), from $2.68M to $17.78M.
What does total interest expense mean?
This is the total cost incurred by the bank on interest-bearing liabilities, including customer deposits, FHLB advances, and other wholesale borrowings. It serves as a primary indicator of the bank's cost of funds and interest rate sensitivity.