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Affirm Holdings, Inc. AFRM Nonperforming Loans and Leases Percentage

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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$26.28B+5.4%
Enterprise value$33.14B+42.8%
P/E68.7×-409×
P/S6.6×-1.1×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294
Line itemMarch 31, 2026June 30, 2025
Restricted cash750,892401,968
Securities available for sale at fair value757,597871,425
Loans held for sale
Loans held for investment8,572,9727,025,534
Allowance for credit losses(512,314)(396,929)
Loans held for investment, net8,060,6596,628,606
Accounts receivable, net230,703426,177
Property, equipment and software, net668,292572,637

Item 1. Financial Statements

FAQ

What is Affirm Holdings, Inc.'s nonperforming loans and leases percentage?
Affirm Holdings, Inc. (AFRM) reported nonperforming loans and leases percentage of $8.57B in Q1 2026.
How has Affirm Holdings, Inc.'s nonperforming loans and leases percentage changed year-over-year?
Affirm Holdings, Inc.'s nonperforming loans and leases percentage increased by 29.3% year-over-year, from $6.63B to $8.57B.
What is the long-term trend for Affirm Holdings, Inc.'s nonperforming loans and leases percentage?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s nonperforming loans and leases percentage has grown at a 36.5% compound annual growth rate (CAGR), from $2.02B to $7.03B.

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