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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$23.95B-0.7%
Enterprise value$30.81B+37.5%
P/E62.6×-400×
P/S-1.5×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Calculated from Affirm Holdings, Inc.’s reported figures.

$88.4Mebit+
$75.1MDepreciation Depletion & Amortization
=$163.49M

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294

FAQ

What is Affirm Holdings, Inc.'s EBITDA?
Affirm Holdings, Inc. (AFRM) reported EBITDA of $163.49M in Q1 2026.
How has Affirm Holdings, Inc.'s EBITDA changed year-over-year?
Affirm Holdings, Inc.'s EBITDA increased by 220.1% year-over-year, from $51.07M to $163.49M.
What is the long-term trend for Affirm Holdings, Inc.'s EBITDA?
Over 3 years (2022 to 2025), Affirm Holdings, Inc.'s EBITDA has grown at a -31.9% compound annual growth rate (CAGR), from -$813.33M to $257.23M.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.

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