Gain (loss) on sale of loans
Affirm Holdings, Inc. Gain (loss) on sale of loans decreased by 31.3% to $127.20M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 67.7%, from $75.84M to $127.20M. Over 4 years (FY 2021 to FY 2025), Gain (loss) on sale of loans shows an upward trend with a 43.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher gains indicate strong demand for the company's loan products in the secondary market and efficient pricing, while losses may signal market deterioration or poor loan quality.
Detailed definition
This captures the net realized gain or loss resulting from the sale of loan receivables or lending commitments to third-...
Peer comparison
Common among fintech lenders and mortgage originators that utilize an 'originate-to-distribute' model.
jpm_gain_loss_on_sale_of_loansHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $42.58M | $30.98M | $57.69M | $52.48M | $55.28M | $63.60M | $59.61M | $32.81M | $32.33M | $34.29M | $52.70M | $40.18M | $69.98M | $63.61M | $125.29M | $75.84M | $116.88M | $119.05M | $185.23M | $127.20M |
| QoQ Change | — | -27.2% | +86.2% | -9.0% | +5.3% | +15.0% | -6.3% | -45.0% | -1.5% | +6.1% | +53.7% | -23.8% | +74.2% | -9.1% | +97.0% | -39.5% | +54.1% | +1.9% | +55.6% | -31.3% |
| YoY Change | — | — | — | — | +29.8% | +105.3% | +3.3% | -37.5% | -41.5% | -46.1% | -11.6% | +22.5% | +116.5% | +85.5% | +137.7% | +88.7% | +67.0% | +87.1% | +47.8% | +67.7% |
Gain (loss) on sale of loans at Other Companies
Frequently Asked Questions
- What is Affirm Holdings, Inc.'s gain (loss) on sale of loans?
- Affirm Holdings, Inc. (AFRM) reported gain (loss) on sale of loans of $127.20M in Q1 2026.
- How has Affirm Holdings, Inc.'s gain (loss) on sale of loans changed year-over-year?
- Affirm Holdings, Inc.'s gain (loss) on sale of loans increased by 67.7% year-over-year, from $75.84M to $127.20M.
- What is the long-term trend for Affirm Holdings, Inc.'s gain (loss) on sale of loans?
- Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s gain (loss) on sale of loans has grown at a 43.5% compound annual growth rate (CAGR), from $89.93M to $381.62M.
- What does gain (loss) on sale of loans mean?
- The profit or loss made from selling loans to other parties.