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Affirm Holdings, Inc. AFRM Financing Cash Flow

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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$25.65B+2.9%
Enterprise value$32.51B+40.1%
P/E67.1×-411×
P/S6.5×-1.3×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed February 5, 2026.

Filed
Feb 5, 2026, 5:04 PM EST
Fiscal quarter
Q2 FY2026
Calendar quarter
Q4 2025
Accession
0001628280-26-005855
Line itemSix Months Ended December 31, 2025Six Months Ended December 31, 2024
Proceeds from exercise of common stock options and warrants and contributions to ESPP104,09839,388
Repurchase of common stock(250,000)
Taxes paid related to net share settlement of equity awards(193,236)(158,543)
Net cash provided by financing activities1,296,666609,721
Effect of exchange rate changes on cash, cash equivalents and restricted cash(2,219)(12,780)
Net increase in cash, cash equivalents and restricted cash338,149441,758
Cash, cash equivalents and restricted cash, beginning of period1,756,4231,295,399
Cash, cash equivalents and restricted cash, end of period$2,094,572$1,737,157

Item 1. Financial Statements

FAQ

What is Affirm Holdings, Inc.'s financing cash flow?
Affirm Holdings, Inc. (AFRM) reported financing cash flow of $1.19B in Q4 2025.
How has Affirm Holdings, Inc.'s financing cash flow changed year-over-year?
Affirm Holdings, Inc.'s financing cash flow increased by 723.5% year-over-year, from $144.1M to $1.19B.
What is the long-term trend for Affirm Holdings, Inc.'s financing cash flow?
Over 2 years (2022 to 2024), Affirm Holdings, Inc.'s financing cash flow has grown at a -33.5% compound annual growth rate (CAGR), from $2.07B to $913.15M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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