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Affirm Holdings, Inc. AFRM Net Change in Cash

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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$25.65B+2.9%
Enterprise value$32.51B+40.1%
P/E67.1×-411×
P/S6.5×-1.3×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294
Line itemNine Months Ended March 31, 2026Nine Months Ended March 31, 2025
Proceeds from exercise of common stock options and warrants and contributions to ESPP142,68049,915
Repurchase of common stock(250,000)
Taxes paid related to net share settlement of equity awards(251,210)(241,586)
Net cash provided by financing activities1,144,040364,166
Effect of exchange rate changes on cash, cash equivalents and restricted cash(5,801)(14,328)
Net increase in cash, cash equivalents and restricted cash717,882440,560
Cash, cash equivalents and restricted cash, beginning of period1,756,4231,295,399
Cash, cash equivalents and restricted cash, end of period$2,474,305$1,735,959

Item 1. Financial Statements

FAQ

What is Affirm Holdings, Inc.'s net change in cash?
Affirm Holdings, Inc. (AFRM) reported net change in cash of $379.73M in Q1 2026.
What is the long-term trend for Affirm Holdings, Inc.'s net change in cash?
Over 2 years (2022 to 2025), Affirm Holdings, Inc.'s net change in cash has grown at a 80.5% compound annual growth rate (CAGR), from -$141.83M to $462.22M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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