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Affirm Holdings, Inc. AFRM Accrued expenses and other liabilities

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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$25.65B+2.9%
Enterprise value$32.51B+40.1%
P/E67.1×-411×
P/S6.5×-1.3×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccruedLiabilitiesAndOtherLiabilities.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294
Line itemMarch 31, 2026June 30, 2025
Accounts payable$59,590$82,820
Payable to third-party loan owners178,275211,700
Accrued interest payable28,45624,465
Accrued expenses and other liabilities217,938157,272
Convertible senior notes, net1,128,6171,153,000
Notes issued by securitization trusts5,327,5894,833,855
Funding debt2,417,7051,622,808
Total liabilities9,358,1708,085,919

Item 1. Financial Statements

FAQ

What is Affirm Holdings, Inc.'s accrued expenses and other liabilities?
Affirm Holdings, Inc. (AFRM) reported accrued expenses and other liabilities of $217.94M in Q1 2026.
How has Affirm Holdings, Inc.'s accrued expenses and other liabilities changed year-over-year?
Affirm Holdings, Inc.'s accrued expenses and other liabilities increased by 25.5% year-over-year, from $173.63M to $217.94M.
What is the long-term trend for Affirm Holdings, Inc.'s accrued expenses and other liabilities?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s accrued expenses and other liabilities has grown at a -16.5% compound annual growth rate (CAGR), from $323.58M to $157.27M.
What does accrued expenses and other liabilities mean?
Encompasses long-term obligations that do not fall under specific debt or payable categories, such as long-term deferred revenue or specific legal accruals. These represent future cash outflows that are expected to occur beyond the next twelve months. They are essential for understanding the company's total long-term financial commitments.

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