Gain (Loss) on Sales of Loans, Net
Affirm Holdings, Inc. Gain (Loss) on Sales of Loans, Net decreased by 31.3% to $127.20M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 67.7%, from $75.84M to $127.20M. Over 4 years (FY 2021 to FY 2025), Gain (Loss) on Sales of Loans, Net shows an upward trend with a 43.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
A positive gain indicates effective pricing and strong secondary market conditions, while a loss may signal poor loan quality or unfavorable market pricing.
Detailed definition
This represents the net profit or loss realized from selling loans held for sale to third-party investors. It reflects t...
Peer comparison
Standard for banks with significant secondary market loan sales; sensitive to interest rate environments.
operating_gain_loss_on_sales_of_loans_netHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $42.58M | $30.98M | $57.69M | $52.48M | $55.28M | $63.60M | $59.61M | $32.81M | $32.33M | $34.29M | $52.70M | $40.18M | $69.98M | $63.61M | $125.29M | $75.84M | $116.88M | $119.05M | $185.23M | $127.20M |
| QoQ Change | — | -27.2% | +86.2% | -9.0% | +5.3% | +15.0% | -6.3% | -45.0% | -1.5% | +6.1% | +53.7% | -23.8% | +74.2% | -9.1% | +97.0% | -39.5% | +54.1% | +1.9% | +55.6% | -31.3% |
| YoY Change | — | — | — | — | +29.8% | +105.3% | +3.3% | -37.5% | -41.5% | -46.1% | -11.6% | +22.5% | +116.5% | +85.5% | +137.7% | +88.7% | +67.0% | +87.1% | +47.8% | +67.7% |
Gain (Loss) on Sales of Loans, Net at Other Companies
Frequently Asked Questions
- What is Affirm Holdings, Inc.'s gain (loss) on sales of loans, net?
- Affirm Holdings, Inc. (AFRM) reported gain (loss) on sales of loans, net of $127.20M in Q1 2026.
- How has Affirm Holdings, Inc.'s gain (loss) on sales of loans, net changed year-over-year?
- Affirm Holdings, Inc.'s gain (loss) on sales of loans, net increased by 67.7% year-over-year, from $75.84M to $127.20M.
- What is the long-term trend for Affirm Holdings, Inc.'s gain (loss) on sales of loans, net?
- Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s gain (loss) on sales of loans, net has grown at a 43.5% compound annual growth rate (CAGR), from $89.93M to $381.62M.
- What does gain (loss) on sales of loans, net mean?
- The profit or loss made from selling loans to other parties.