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Affirm Holdings, Inc. AFRM Payable to third-party loan buyers

Payable to third-party loan buyers at other companies

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$75.35M
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$491M+6.5%
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$2.79B+93.7%
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$2.93B+4.4%
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$115M+9.5%
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Leggett & PlattLEG
$115M+9.5%

Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$26.28B+5.4%
Enterprise value$33.14B+42.8%
P/E68.7×-409×
P/S6.6×-1.1×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept afrm:IncreaseDecreaseInThirdPartyLoanOwnerPayable.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed February 5, 2026. Open the filing →

Filed
Feb 5, 2026, 5:04 PM EST
Fiscal quarter
Q2 FY2026
Calendar quarter
Q4 2025
Accession
0001628280-26-005855

FAQ

What is Affirm Holdings, Inc.'s payable to third-party loan buyers?
Affirm Holdings, Inc. (AFRM) reported payable to third-party loan buyers of -$63.46M in Q4 2025.
How has Affirm Holdings, Inc.'s payable to third-party loan buyers changed year-over-year?
Affirm Holdings, Inc.'s payable to third-party loan buyers decreased by 1318.1% year-over-year, from $5.21M to -$63.46M.
What is the long-term trend for Affirm Holdings, Inc.'s payable to third-party loan buyers?
Over 2 years (2022 to 2025), Affirm Holdings, Inc.'s payable to third-party loan buyers has grown at a 56.3% compound annual growth rate (CAGR), from $21.3M to $52.06M.
What does payable to third-party loan buyers mean?
This reflects the change in liabilities owed to third-party loan buyers, typically representing funds collected by the company on behalf of investors who purchased the loans. It tracks the timing of cash transfers between the platform and the ultimate loan owners.

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