Affirm Holdings, Inc. Contractually specified servicing fees, late charges and ancillary fees increased by 4.4% to $44.62M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 39.2%, from $32.05M to $44.62M. Over 4 years (FY 2021 to FY 2025), Contractually specified servicing fees, late charges and ancillary fees shows an upward trend with a 48.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
An increase signals growth in the serviced loan portfolio or higher delinquency rates if driven by late fees.
Revenue generated from the administration of loan portfolios, including servicing fees, late payment penalties, and anci...
Standard fee income line item for banks with significant mortgage or consumer lending operations.
other_contractually_specified_servicing_fees_late_fees_a_9fb067| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.48M | $9.47M | $11.32M | $23.46M | $21.53M | $21.37M | $21.49M | $21.41M | $23.21M | $20.16M | $22.44M | $25.29M | $27.60M | $25.98M | $28.69M | $32.05M | $33.88M | $39.69M | $42.75M | $44.62M |
| QoQ Change | — | +26.5% | +19.6% | +107.2% | -8.2% | -0.7% | +0.6% | -0.4% | +8.4% | -13.2% | +11.3% | +12.7% | +9.1% | -5.8% | +10.4% | +11.7% | +5.7% | +17.1% | +7.7% | +4.4% |
| YoY Change | — | — | — | — | +187.7% | +125.8% | +89.9% | -8.7% | +7.8% | -5.7% | +4.4% | +18.1% | +18.9% | +28.9% | +27.9% | +26.7% | +22.8% | +52.7% | +49.0% | +39.2% |