Other

Contractually specified servicing fees, late charges and ancillary fees

Affirm Holdings, Inc. Contractually specified servicing fees, late charges and ancillary fees increased by 4.4% to $44.62M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 39.2%, from $32.05M to $44.62M. Over 4 years (FY 2021 to FY 2025), Contractually specified servicing fees, late charges and ancillary fees shows an upward trend with a 48.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ3 2026May 7, 2026

How to read this metric

An increase signals growth in the serviced loan portfolio or higher delinquency rates if driven by late fees.

Detailed definition

Revenue generated from the administration of loan portfolios, including servicing fees, late payment penalties, and anci...

Peer comparison

Standard fee income line item for banks with significant mortgage or consumer lending operations.

Metric ID: other_contractually_specified_servicing_fees_late_fees_a_9fb067

Historical Data

20 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Value$7.48M$9.47M$11.32M$23.46M$21.53M$21.37M$21.49M$21.41M$23.21M$20.16M$22.44M$25.29M$27.60M$25.98M$28.69M$32.05M$33.88M$39.69M$42.75M$44.62M
QoQ Change+26.5%+19.6%+107.2%-8.2%-0.7%+0.6%-0.4%+8.4%-13.2%+11.3%+12.7%+9.1%-5.8%+10.4%+11.7%+5.7%+17.1%+7.7%+4.4%
YoY Change+187.7%+125.8%+89.9%-8.7%+7.8%-5.7%+4.4%+18.1%+18.9%+28.9%+27.9%+26.7%+22.8%+52.7%+49.0%+39.2%
Range$7.48M$44.62M
CAGR+45.6%
Avg YoY Growth+42.8%
Median YoY Growth+27.3%
Current Streak6 quarters growth

Frequently Asked Questions

What is Affirm Holdings, Inc.'s contractually specified servicing fees, late charges and ancillary fees?
Affirm Holdings, Inc. (AFRM) reported contractually specified servicing fees, late charges and ancillary fees of $44.62M in Q1 2026.
How has Affirm Holdings, Inc.'s contractually specified servicing fees, late charges and ancillary fees changed year-over-year?
Affirm Holdings, Inc.'s contractually specified servicing fees, late charges and ancillary fees increased by 39.2% year-over-year, from $32.05M to $44.62M.
What is the long-term trend for Affirm Holdings, Inc.'s contractually specified servicing fees, late charges and ancillary fees?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s contractually specified servicing fees, late charges and ancillary fees has grown at a 48.6% compound annual growth rate (CAGR), from $24.72M to $120.60M.
What does contractually specified servicing fees, late charges and ancillary fees mean?
Fees earned from servicing loans and collecting late payments.