Affirm Holdings, Inc. AFRM Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | -25.2%+121pp | -146.2%+80.2pp | -226.5%+32.7pp | -259.2%— | |
| EBITDA margin | -12.1%+134pp | -146.4%+132pp | -278.8%-57.0pp | -221.8%— | |
| Free cash flow margin | 75.9%— | —— | —— | -43%— | |
| Returns | |||||
| Return on equity | -24.3%+86.3pp | -110.6%+24.8pp | -135.3%— | —— | |
| Return on assets | -7%+27.5pp | -34.5%+13.2pp | -47.7%— | —— | |
| Return on invested capital | -50.8%+282pp | -333.1%— | —— | —— | |
| Efficiency | |||||
| Asset turnover | 1.2×+0.2× | 1×+0.1× | 0.8×— | —— | |
| Leverage | |||||
| Debt-to-equity | 5.7×+5.6× | 0.1×0.0× | 0.1×0.0× | 0.1×— | |
| Debt-to-assets | 1.5×+1.5× | 0×0.0× | 0×0.0× | 0×— | |
| Interest coverage | -2.8×+9.8× | -12.6×+26.6× | -39.1×+3.3× | -42.4×— | |
| Per Share | |||||
| Book value per share | $34.33+0.3% | $34.22-0.5% | $34.39-4.0% | $35.83+116% | |
| Valuation | |||||
| Market capitalization | $67.26B+60.3% | $41.97B+161% | $16.07B-79.9% | $80.07B— | |
| Enterprise value | $76.72B+111% | $36.29B+267% | $9.88B-86.2% | $71.63B— | |
| Price / sales | 23.2×+2.3× | 20.9×+10.2× | 10.7×-63.5× | 74.2×— | |
| Price / book | 23.2×+7.3× | 15.9×+9.5× | 6.3×-26.3× | 32.6×— | |
| EV / sales | 26.4×+8.4× | 18×+11.5× | 6.6×-60.4× | 66.9×— | |
| Free cash flow yield | 13.3%— | —— | —— | -6.8%— | |
| Earnings yield | -4.7%+26.0pp | -30.8%+61.2pp | -91.9%-68.1pp | -23.9%— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Affirm Holdings, Inc.'s ratios come from?
- Every ratio is computed from Affirm Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
