Affirm Holdings, Inc. AFRM Return on invested capital

Return on invested capital at other companies

JPMorgan ChaseJPM

27.7%-16.1pp

Upbound Group, Inc.UPBD

8.4%-2.5pp

Bread Financial HoldingsBFH

38.5%+3.3pp

BlockXYZ

6.5%-1.1pp

Synchrony FinancialSYF

55%-0.5pp

PayPal Holdings, Inc.PYPL

52.2%+20.3pp

FAQ

What is Affirm Holdings, Inc.'s return on invested capital?

Affirm Holdings, Inc. (AFRM) reported return on invested capital of 4.4% in Q1 2026.

How has Affirm Holdings, Inc.'s return on invested capital changed year-over-year?

Affirm Holdings, Inc.'s return on invested capital increased by 201.1% year-over-year, from -4.4% to 4.4%.

What is the long-term trend for Affirm Holdings, Inc.'s return on invested capital?

Over 3 years (2022 to 2025), Affirm Holdings, Inc.'s return on invested capital has grown at a -71.4% compound annual growth rate (CAGR), from -82.8% to 1.9%.

What does return on invested capital mean?

Net operating profit after tax (operating income taxed at the effective rate) divided by average invested capital (debt plus equity minus cash). Measures the after-tax return on all capital put to work in the business, independent of capital structure.