Current Assets

Restricted Cash

Affirm Holdings, Inc. Restricted Cash increased by 32.5% to $750.89M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 95.1%, from $384.81M to $750.89M. Over 4 years (FY 2021 to FY 2025), Restricted Cash shows an upward trend with a 15.5% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026

How to read this metric

An increase may signal higher debt service requirements or increased collateral obligations, while a decrease may indicate the release of restricted funds.

Detailed definition

Cash balances that are legally or contractually set aside for specific purposes, such as debt service reserves, collater...

Peer comparison

Common in capital-intensive industries like energy where project financing requires specific reserve accounts.

Metric ID: restricted_cash

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$226.07M$236.28M$247.40M$413.63M$295.64M$383.41M$424.46M$409.02M$367.92M$409.23M$411.26M$346.93M$282.29M$338.46M$536.78M$384.81M$401.97M$668.76M$566.69M$750.89M
QoQ Change+4.5%+4.7%+67.2%-28.5%+29.7%+10.7%-3.6%-10.0%+11.2%+0.5%-15.6%-18.6%+19.9%+58.6%-28.3%+4.5%+66.4%-15.3%+32.5%
YoY Change+30.8%+62.3%+71.6%-1.1%+24.4%+6.7%-3.1%-15.2%-23.3%-17.3%+30.5%+10.9%+42.4%+97.6%+5.6%+95.1%
Range$226.07M$750.89M
CAGR+28.8%
Avg YoY Growth+26.1%
Median YoY Growth+17.7%

Frequently Asked Questions

What is Affirm Holdings, Inc.'s restricted cash?
Affirm Holdings, Inc. (AFRM) reported restricted cash of $750.89M in Q1 2026.
How has Affirm Holdings, Inc.'s restricted cash changed year-over-year?
Affirm Holdings, Inc.'s restricted cash increased by 95.1% year-over-year, from $384.81M to $750.89M.
What is the long-term trend for Affirm Holdings, Inc.'s restricted cash?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s restricted cash has grown at a 15.5% compound annual growth rate (CAGR), from $226.07M to $401.97M.
What does restricted cash mean?
Cash that is legally tied up and cannot be used for day-to-day operations.