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Ally Financial ALLY Construction-lending commitments

Construction-lending commitments at other companies

1st Source Corporation logo
1st Source CorporationSRCE
$0—
National Bank Holdings logo
National Bank HoldingsNBHC
$1.57B+19.1%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$0—
Starwood Property Trust logo
Starwood Property TrustSTWD
$2.3B+53.3%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$1M—
Raymond James Financial logo
Raymond James FinancialRJF
$523M-11.1%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-—
Free cash flow$1.1B-2.9%

Valuation

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Market cap$14.2B+25.1%
Enterprise value$25.73B+44.0%
P/E10.2×-27.7×
P/S1.7×+0.2×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%—

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:ConstructionLendingCommitments.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's construction-lending commitments?
Ally Financial (ALLY) reported construction-lending commitments of $270M in Q4 2025.
How has Ally Financial's construction-lending commitments changed year-over-year?
Ally Financial's construction-lending commitments increased by 62.7% year-over-year, from $166M to $270M.
What is the long-term trend for Ally Financial's construction-lending commitments?
Over 5 years (2020 to 2025), Ally Financial's construction-lending commitments has grown at a 21.7% compound annual growth rate (CAGR), from $101M to $270M.
What does construction-lending commitments mean?
This represents the total value of undrawn commitments specifically for construction and development loans. These commitments are typically disbursed in stages as construction milestones are met. Monitoring this helps assess the bank's exposure to the real estate development sector.