What is AmeriServ Financial's loans held for sale?

AmeriServ Financial (ASRV) reported loans held for sale of $423K in Q1 2026.

What is the long-term trend for AmeriServ Financial's loans held for sale?

Over 5 years (2020 to 2025), AmeriServ Financial's loans held for sale has grown at a -47.9% compound annual growth rate (CAGR), from $6.25M to $241K.

What does loans held for sale mean?

Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

AmeriServ Financial ASRV Loans held for sale

Loans held for sale at other companies

PNC Financial ServicesPNC

$1.33B+7.8%

STB

S&T BancorpSTBA

$694K—

FRA

Franklin Financial Services CorporationFRAF

$1.85M+3.3%

Eagle Financial ServicesEFSI

$5.21M+64.3%

Provident Financial ServicesPFS

$7.52M-95.0%

Financial InstitutionsFISI

$1.03M+167%

Other financials

Income statement

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Revenue$3.6M+4.1%

Net income$1.8M-6.0%

EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%

Total debt$3.8M-73.7%

Total equity$120.7M+9.0%

Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%

CapEx$400.0K+715%

Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%

Enterprise value$15.55M-49.6%

P/E12×-1.3×

P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp

FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp

Debt / equity0×-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's loans held for sale?: AmeriServ Financial (ASRV) reported loans held for sale of $423K in Q1 2026.
What is the long-term trend for AmeriServ Financial's loans held for sale?: Over 5 years (2020 to 2025), AmeriServ Financial's loans held for sale has grown at a -47.9% compound annual growth rate (CAGR), from $6.25M to $241K.
What does loans held for sale mean?: Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.