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AmeriServ Financial ASRV Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Provident Financial Services logo
Provident Financial ServicesPFS
-$3.73M+12.7%
Financial Institutions logo
Financial InstitutionsFISI
$2M+108%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
-$71K+67.3%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
-$26K+85.9%
German American Bancorp logo
German American BancorpGABC
$444K+4.2%
CTB
Community Trust BancorpCTBI
-$539K+7.7%

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's accretion (amortization) of discounts and premiums, investments?
AmeriServ Financial (ASRV) reported accretion (amortization) of discounts and premiums, investments of $51K in Q1 2026.
How has AmeriServ Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
AmeriServ Financial's accretion (amortization) of discounts and premiums, investments increased by 200.0% year-over-year, from $17K to $51K.
What is the long-term trend for AmeriServ Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), AmeriServ Financial's accretion (amortization) of discounts and premiums, investments has grown at a -18.5% compound annual growth rate (CAGR), from -$222K to $98K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the systematic amortization of premiums or accretion of discounts on investment securities held by the bank. It aligns the effective yield of the investment portfolio with the contractual coupon rates over the life of the securities. This adjustment is critical for understanding the true economic yield generated by the investment portfolio.