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AmeriServ Financial ASRV Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$4M-20.0%
FRA
Franklin Financial Services CorporationFRAF
$132K+14.8%
Eagle Financial Services logo
Eagle Financial ServicesEFSI
$284K+4.0%
Provident Financial Services logo
Provident Financial ServicesPFS
$4.03M+92.8%
Financial Institutions logo
Financial InstitutionsFISI
$2.77M-0.2%
Community Financial System logo
Community Financial SystemCBU

Other financials

Income statement

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Revenue$3.6M+4.1%
Net income$1.8M-6.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$54.1M+129%
Total debt$3.8M-73.7%
Total equity$120.7M+9.0%
Total assets$1.5B+2.9%

Cash flow

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Operating cash flow$356.0K-40.6%
CapEx$400.0K+715%
Free cash flow-$44.0K-108%

Valuation

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Market cap$65.82M+34.2%
Enterprise value$15.55M-49.6%
P/E12×-1.3×
P/S4.5×+1.1×

Profitability

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Net margin37.2%+13.2pp
FCF margin11%-17.6pp

Returns & leverage

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Return on equity4.8%+1.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: AmeriServ Financial’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AmeriServ Financial's bank owned life insurance income?
AmeriServ Financial (ASRV) reported bank owned life insurance income of $238K in Q1 2026.
How has AmeriServ Financial's bank owned life insurance income changed year-over-year?
AmeriServ Financial's bank owned life insurance income decreased by 9.8% year-over-year, from $264K to $238K.
What is the long-term trend for AmeriServ Financial's bank owned life insurance income?
Over 4 years (2021 to 2025), AmeriServ Financial's bank owned life insurance income has grown at a 3.5% compound annual growth rate (CAGR), from $1.12M to $1.28M.
What does bank owned life insurance income mean?
This represents the earnings or increases in the cash surrender value of life insurance policies held by the bank on the lives of key employees. It serves as a non-interest income stream that helps offset the costs of employee benefit programs. This income is generally stable but can be influenced by the performance of underlying investments within the policies.