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Axos Financial AX Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Ally Financial logo
Ally FinancialALLY
$137M+3.0%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$123M+2.2%
Flagstar Bank
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Flagstar Bank FLG
$11.8B-7.4%
TFS Financial logo
TFS FinancialTFSL
$29.2M+7.1%
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$2.84B+7.1%
Charles Schwab Corporation logo
Charles Schwab CorporationSCHW

Other financials

Income statement

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Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

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Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

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Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

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Market cap$5.01B+30.9%
P/E10.5×+1.6×
P/S3.5×+0.4×

Profitability

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Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

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Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Axos Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Axos Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Axos Financial's noninterest-bearing deposits?
Axos Financial (AX) reported noninterest-bearing deposits of $3.39B in Q1 2026.
How has Axos Financial's noninterest-bearing deposits changed year-over-year?
Axos Financial's noninterest-bearing deposits increased by 14.1% year-over-year, from $2.97B to $3.39B.
What is the long-term trend for Axos Financial's noninterest-bearing deposits?
Over 4 years (2021 to 2025), Axos Financial's noninterest-bearing deposits has grown at a 5.3% compound annual growth rate (CAGR), from $2.47B to $3.04B.
What does noninterest-bearing deposits mean?
This represents customer deposit balances that do not accrue interest, such as standard checking or demand deposit accounts. These deposits are a critical source of low-cost funding for the bank, directly impacting the net interest margin. A higher proportion of these deposits generally indicates a strong retail or commercial banking franchise with high customer loyalty.