Financing
Net change in deposits
American Express Net change in deposits increased by 106.3% to $5.38B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 22.9%, from $6.97B to $5.38B. Over 4 years (FY 2021 to FY 2025), Net change in deposits shows an upward trend with a 50.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
cf_net_change_in_depositsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$4.29B | -$568.00M | $0.00 | $6.54B | $5.52B | $7.09B | $6.75B | $10.57B | $1.95B | $1.70B | $4.70B | $5.28B | -$653.00M | $1.68B | $4.00B | $6.97B | $2.97B | $496.00M | $2.61B | $5.38B |
| QoQ Change | — | +86.8% | +100.0% | — | -15.6% | +28.4% | -4.7% | +56.4% | -81.5% | -12.8% | +176.2% | +12.5% | -112.4% | +356.5% | +138.8% | +74.3% | -57.4% | -83.3% | +425.4% | +106.3% |
| YoY Change | — | — | — | — | +228.6% | >999% | — | +61.5% | -64.7% | -76.0% | -30.4% | -50.0% | -133.5% | -1.5% | -14.9% | +32.0% | +554.8% | -70.4% | -34.8% | -22.9% |
Range-$4.29B – $10.57B
CAGR+4.8%
Avg YoY Growth+115.0%
Median YoY Growth-22.9%
Current Streak2 quarters growth
Net change in deposits at Other Companies
Frequently Asked Questions
- What is American Express's net change in deposits?
- American Express (AXP) reported net change in deposits of $5.38B in Q1 2026.
- How has American Express's net change in deposits changed year-over-year?
- American Express's net change in deposits decreased by 22.9% year-over-year, from $6.97B to $5.38B.
- What is the long-term trend for American Express's net change in deposits?
- Over 4 years (2021 to 2025), American Express's net change in deposits has grown at a 50.6% compound annual growth rate (CAGR), from -$2.53B to $13.05B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.