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Banc of California BANC Customer related expense

Customer related expense at other companies

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Upstart Holdings, Inc.UPST
$55.1M+36.0%
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KeyCorpKEY
$133M-6.3%
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M&T BankMTB
$78M+16.4%
Bank of America logo
Bank of AmericaBAC
$4.25B-0.2%
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First BanCorpFBP
$5.57M-17.3%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$1.25M+62.0%

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept banc:CustomerRelatedExpense.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's customer related expense?
Banc of California (BANC) reported customer related expense of $23.74M in Q1 2026.
How has Banc of California's customer related expense changed year-over-year?
Banc of California's customer related expense decreased by 14.5% year-over-year, from $27.75M to $23.74M.
What is the long-term trend for Banc of California's customer related expense?
Over 3 years (2021 to 2025), Banc of California's customer related expense has grown at a 72.6% compound annual growth rate (CAGR), from $20.5M to $105.43M.
What does customer related expense mean?
This encompasses direct costs incurred to acquire, service, and retain the bank's customer base, such as marketing, account maintenance, and client-facing support initiatives. It provides insight into the bank's operational efficiency in managing its retail and commercial relationships.