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California BanCorp BCAL Deposits, Negotiable Order of Withdrawal (NOW)

Deposits, Negotiable Order of Withdrawal (NOW) at other companies

California BanCorp logo
California BanCorpBCAL
$833.6M+23.6%
Arrow Financial logo
Arrow FinancialAROW
$898.17M-2.8%
First Bancorp logo
First BancorpFNLC
$660.51M+7.7%
WesBanco logo
WesBancoWSBC
$5.51B+10.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$593.83M+2.1%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$1.32B+2.9%

Other financials

Income statement

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Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:DepositsNegotiableOrderOfWithdrawalNOW.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's deposits, negotiable order of withdrawal (NOW)?
California BanCorp (BCAL) reported deposits, negotiable order of withdrawal (NOW) of $833.6M in Q1 2026.
How has California BanCorp's deposits, negotiable order of withdrawal (NOW) changed year-over-year?
California BanCorp's deposits, negotiable order of withdrawal (NOW) increased by 23.6% year-over-year, from $674.46M to $833.6M.
What is the long-term trend for California BanCorp's deposits, negotiable order of withdrawal (NOW)?
Over 3 years (2022 to 2025), California BanCorp's deposits, negotiable order of withdrawal (NOW) has grown at a 58.9% compound annual growth rate (CAGR), from $209.63M to $840.59M.
What does deposits, negotiable order of withdrawal (NOW) mean?
These are interest-bearing transaction accounts that allow depositors to write checks or make transfers, typically held by individuals or non-profit organizations. They represent a stable, core funding source for the bank's lending activities. The volume of these deposits reflects the bank's success in capturing retail and professional banking market share.