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First Bancorp FNLC Deposits, Negotiable Order of Withdrawal (NOW)

Deposits, Negotiable Order of Withdrawal (NOW) at other companies

California BanCorp logo
California BanCorpBCAL
$833.6M+23.6%
Arrow Financial logo
Arrow FinancialAROW
$898.17M-2.8%
First Bancorp logo
First BancorpFNLC
$660.51M+7.7%
WesBanco logo
WesBancoWSBC
$5.51B+10.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$593.83M+2.1%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$1.32B+2.9%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepositsNegotiableOrderOfWithdrawalNOW.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's deposits, negotiable order of withdrawal (NOW)?
First Bancorp (FNLC) reported deposits, negotiable order of withdrawal (NOW) of $660.51M in Q1 2026.
How has First Bancorp's deposits, negotiable order of withdrawal (NOW) changed year-over-year?
First Bancorp's deposits, negotiable order of withdrawal (NOW) increased by 7.7% year-over-year, from $613.25M to $660.51M.
What is the long-term trend for First Bancorp's deposits, negotiable order of withdrawal (NOW)?
Over 5 years (2020 to 2025), First Bancorp's deposits, negotiable order of withdrawal (NOW) has grown at a 5.8% compound annual growth rate (CAGR), from $520.39M to $689.08M.
What does deposits, negotiable order of withdrawal (NOW) mean?
Reflects interest-bearing transaction accounts that allow depositors to write checks or make withdrawals, typically held by individuals or non-profit organizations. These deposits serve as a core source of low-cost funding for the bank's lending activities.