What is Beneficient's provision for credit losses?

Beneficient (BENF) reported provision for credit losses of $0 in Q4 2025.

What is the long-term trend for Beneficient's provision for credit losses?

Over 2 years (2023 to 2025), Beneficient's provision for credit losses has grown at a -78.0% compound annual growth rate (CAGR), from $20.58M to $1M.

What does provision for credit losses mean?

This represents the non-cash charge taken against earnings to account for expected losses on loans, receivables, or other credit-related assets. It serves as a forward-looking indicator of credit quality and the potential risk inherent in the company's asset portfolio.

Beneficient BENF Provision for Credit Losses

Provision for Credit Losses at other companies

SBC

Seacoast Banking Corporation of FloridaSBCF

$761K-91.8%

Central Pacific FinancialCPF

$2.35M-43.6%

Customers BancorpCUBI

$23.37M-17.4%

H&R BlockHRB

$36.38M+3.0%

Amalgamated Financial Corp.AMAL

$13.49M+2,163%

PCB BancorpPCB

$467K-70.8%

Other financials

Income statement

See full

Revenue$18.7M+322%

Operating income$3.9M+141%

Net income$19.9M+331%

EPS (diluted)-$0.49+26.5%

Balance sheet

See full

Cash & equivalents$7.9M+87.3%

Total debt$100.3M-16.6%

Total equity-$128.6M-1,002%

Total assets$337.9M-15.5%

Cash flow

See full

Operating cash flow-$9.4M+6.3%

CapEx$96.0K-85.5%

Free cash flow-$9.4M+6.7%

Valuation

See full

Market cap$52.86M+2,018%

Enterprise value$145.33M+40.6%

Profitability

See full

Operating margin548.5%-323pp

Net margin517.9%-235pp

FCF margin156.8%-40.4pp

Returns & leverage

See full

Return on equity-1,647.1%-2,080pp

Debt / equity8.4×-23.8×

Where this comes from

Reported directly by Beneficient in its filing.

Tagged under the XBRL concept ben:ProvisionForOtherCreditLossesOtherThanTemporaryImpairmentAndTradeReceivableWriteOffs.

The official record: Beneficient’s 10-Q, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Beneficient's provision for credit losses?: Beneficient (BENF) reported provision for credit losses of $0 in Q4 2025.
What is the long-term trend for Beneficient's provision for credit losses?: Over 2 years (2023 to 2025), Beneficient's provision for credit losses has grown at a -78.0% compound annual growth rate (CAGR), from $20.58M to $1M.
What does provision for credit losses mean?: This represents the non-cash charge taken against earnings to account for expected losses on loans, receivables, or other credit-related assets. It serves as a forward-looking indicator of credit quality and the potential risk inherent in the company's asset portfolio.