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PCB Bancorp PCB Provision for Credit Losses

Provision for Credit Losses at other companies

Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$13.49M+2,163%
Customers Bancorp logo
Customers BancorpCUBI
$23.37M-17.4%
Central Pacific Financial logo
Central Pacific FinancialCPF
$2.35M-43.6%
Prosperity Bancshares logo
Prosperity BancsharesPB
$0
Stellar Bancorp logo
Stellar BancorpSTEL
$2.5M-31.3%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$168K-16.0%

Segments

By segment

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Reportable Segment$467K-70.8%

Other financials

Income statement

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Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

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Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

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Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

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Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

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Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept pcb:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalIncludingOffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's provision for credit losses?
PCB Bancorp (PCB) reported provision for credit losses of $467K in Q1 2026.
How has PCB Bancorp's provision for credit losses changed year-over-year?
PCB Bancorp's provision for credit losses decreased by 70.8% year-over-year, from $1.6M to $467K.
What is the long-term trend for PCB Bancorp's provision for credit losses?
Over 3 years (2021 to 2025), PCB Bancorp's provision for credit losses has grown at a -4.3% compound annual growth rate (CAGR), from -$4.6M to $4.03M.
What does provision for credit losses mean?
This represents the non-cash charge taken against earnings to increase the allowance for credit losses based on management's assessment of potential future loan defaults. It is a critical indicator of the bank's credit risk profile and the expected quality of its loan portfolio. A significant increase may signal deteriorating credit conditions or aggressive loan growth.