When did Bank of the James Financial Group report Q4 2024 earnings?

Bank of the James Financial Group (BOTJ) reported Q4 2024 earnings on January 31, 2025 before market open.

What were Bank of the James Financial Group's Q4 2024 revenue and EPS?

Bank of the James Financial Group reported revenue of $11.6M and eps of $0.36 for Q4 2024.

Where can I find Bank of the James Financial Group's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001562762-25-000054) directly on SEC EDGAR. The filing index links above go to sec.gov.

Bank of the James Financial Group BOTJ Q4 2024 Annual earnings

Reported January 31, 2025 · Before market open

Revenue$11.6M

EPS$0.36

Next report

Date not yet announced

Financials

Q4 2024

Income statement

See full

Revenue$11.5M+8.8%

Net income$1.6M-23.2%

EPS (diluted)$0.36-23.4%

Balance sheet

See full

Cash & equivalents$73.3M-2.0%

Total debt$3.9M-6.8%

Total equity$64.9M+8.0%

Total assets$979.2M+1.0%

Cash flow

See full

Operating cash flow$1.9M-46.5%

CapEx$341.0K+255%

Free cash flow$1.5M-54.9%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$72.1M+29.9%

Enterprise value$2.72M+118%

P/E9.1×+2.7×

P/S1.6×+0.3×

Profitability

See full

Net margin17.9%-2.5pp

FCF margin13.4%—

Returns & leverage

See full

Return on equity12.7%-3.1pp

Debt / equity0.1×0.0×

Segments

By segment

See full

Community Banking$1.0M—

Versus estimates

Revenue

Q1 2026$11.8M Q4 2025$16.3M Q2 2025$15.5M Q1 2025$14.3M

Q4 2024$11.6M

Diluted EPS

Q1 2026$0.61 Q4 2025$0.60 Q3 2025$0.61 Q2 2025$0.60 Q1 2025$0.19

Q4 2024$0.36

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Questions, answered.

When did Bank of the James Financial Group report Q4 2024 earnings?: Bank of the James Financial Group (BOTJ) reported Q4 2024 earnings on January 31, 2025 before market open.
What were Bank of the James Financial Group's Q4 2024 revenue and EPS?: Bank of the James Financial Group reported revenue of $11.6M and eps of $0.36 for Q4 2024.
Where can I find Bank of the James Financial Group's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001562762-25-000054) directly on SEC EDGAR. The filing index links above go to sec.gov.