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Bank of the James Financial Group BOTJ All Other Segments — Professional And Other Outside Expenses

Other segment segments

Community Banking
$711K-57.2%
Investment Advisory Services
$37K0.0%
Holding Company
$22K0.0%

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ONITCorporate Segment and Other Operating Segment — Professional services
$6.9M-56.6%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:ProfessionalAndOtherOutsideExpenses.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's all other segments — professional and other outside expenses?
Bank of the James Financial Group (BOTJ) reported all other segments — professional and other outside expenses of $51.75K in Q4 2025.
How has Bank of the James Financial Group's all other segments — professional and other outside expenses changed year-over-year?
Bank of the James Financial Group's all other segments — professional and other outside expenses decreased by 10.8% year-over-year, from $58K to $51.75K.
What is the long-term trend for Bank of the James Financial Group's all other segments — professional and other outside expenses?
Over 2 years (2023 to 2025), Bank of the James Financial Group's all other segments — professional and other outside expenses has grown at a 0.2% compound annual growth rate (CAGR), from $206K to $207K.
What does all other segments — professional and other outside expenses mean?
Reflects the costs associated with third-party professional services, including legal, consulting, and auditing fees incurred by the segment. This metric is used to track the segment's reliance on external expertise and operational overhead.