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Bank of the James Financial Group BOTJ Holding Company — Professional And Other Outside Expenses

Other segment segments

Community Banking
$711K-57.2%
All Other Segments
$207K-10.8%
Investment Advisory Services
$37K0.0%

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$1.07B+2.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:ProfessionalAndOtherOutsideExpenses.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's holding company — professional and other outside expenses?
Bank of the James Financial Group (BOTJ) reported holding company — professional and other outside expenses of $22K in Q1 2026.
How has Bank of the James Financial Group's holding company — professional and other outside expenses changed year-over-year?
Bank of the James Financial Group's holding company — professional and other outside expenses decreased by 0.0% year-over-year, from $22K to $22K.
What does holding company — professional and other outside expenses mean?
This metric encompasses fees paid to external consultants, legal counsel, auditors, and other professional service providers by the holding company. It reflects the cost of specialized expertise and corporate governance support required at the parent level. Elevated levels may indicate significant strategic initiatives, regulatory compliance efforts, or litigation activity.