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Bank of the James Financial Group BOTJ Charlottesville Virginia — Number Of Bank Branches

Other geography segments

Roanoke Virginia
2
Altavista Virginia
10.0%
Amherst Virginia
10.0%
Appomattox Virginia
10.0%
Bedford Virginia
10.0%
Forest Virginia
10.0%
Madison Heights
10.0%

Similar metrics at other companies

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WSFSVirginia — Number of banking offices
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CHCOVIRGINIA — Number of stores (in stores)
130.0%
CB Financial Services logo
CBFVWest Virginia — Number of branches
30.0%
OFG Bancorp logo
OFGUSVI — Number of branches
0.50.0%
Northrim BanCorp logo
NRIMCommunity Banking — Number of branches
200.0%
Northwest Bancshares logo
NWBINumber of banking locations
161+14.2%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:NumberOfBankBranches.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's charlottesville virginia — number of bank branches?
Bank of the James Financial Group (BOTJ) reported charlottesville virginia — number of bank branches of 0.5 in Q4 2025.
How has Bank of the James Financial Group's charlottesville virginia — number of bank branches changed year-over-year?
Bank of the James Financial Group's charlottesville virginia — number of bank branches decreased by 0.0% year-over-year, from 0.5 to 0.5.
What is the long-term trend for Bank of the James Financial Group's charlottesville virginia — number of bank branches?
Over 4 years (2021 to 2025), Bank of the James Financial Group's charlottesville virginia — number of bank branches has grown at a 0.0% compound annual growth rate (CAGR), from 2 to 2.
What does charlottesville virginia — number of bank branches mean?
This metric represents the total count of full-service physical banking locations operating within the specified geographic market. It serves as a key indicator of the company's physical footprint, accessibility to customers, and potential for deposit gathering in that region. Monitoring this figure helps investors assess the bank's commitment to a specific market and its strategy for physical distribution versus digital banking channels.