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Bank of the James Financial Group BOTJ Madison Heights — Number Of Bank Branches

Other geography segments

Charlottesville Virginia
20.0%
Roanoke Virginia
2
Altavista Virginia
10.0%
Amherst Virginia
10.0%
Appomattox Virginia
10.0%
Bedford Virginia
10.0%
Forest Virginia
10.0%

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:NumberOfBankBranches.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's madison heights — number of bank branches?
Bank of the James Financial Group (BOTJ) reported madison heights — number of bank branches of 0.3 in Q4 2025.
How has Bank of the James Financial Group's madison heights — number of bank branches changed year-over-year?
Bank of the James Financial Group's madison heights — number of bank branches decreased by 0.0% year-over-year, from 0.3 to 0.3.
What is the long-term trend for Bank of the James Financial Group's madison heights — number of bank branches?
Over 4 years (2021 to 2025), Bank of the James Financial Group's madison heights — number of bank branches has grown at a 0.0% compound annual growth rate (CAGR), from 1 to 1.
What does madison heights — number of bank branches mean?
This metric represents the total count of physical retail banking locations operating within the Madison Heights geographic segment. It serves as a key indicator of the company's physical footprint, service accessibility, and market penetration within this specific region. Tracking this figure helps investors assess the bank's distribution strategy and the potential for customer acquisition through brick-and-mortar channels.