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Loans held for sale at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$4.65B-27.7%
Truist Financial logo
Truist FinancialTFC
$2.17B
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$20.78M+118%
C&F Financial logo
C&F FinancialCFFI
$56.12M+106%
National Bankshares logo
National BanksharesNKSH
$608K-35.2%
First Community Corporation logo
First Community CorporationFCCO
$6.94M-1.6%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LoansHeldForSaleFairValueDisclosure.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's loans held for sale?
Bank of the James Financial Group (BOTJ) reported loans held for sale of $2.88M in Q1 2026.
How has Bank of the James Financial Group's loans held for sale changed year-over-year?
Bank of the James Financial Group's loans held for sale decreased by 39.3% year-over-year, from $4.74M to $2.88M.
What is the long-term trend for Bank of the James Financial Group's loans held for sale?
Over 5 years (2020 to 2025), Bank of the James Financial Group's loans held for sale has grown at a -13.3% compound annual growth rate (CAGR), from $7.1M to $3.47M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.