What is C&F Financial's loans held for sale?

C&F Financial (CFFI) reported loans held for sale of $56.12M in Q1 2026.

How has C&F Financial's loans held for sale changed year-over-year?

C&F Financial's loans held for sale increased by 105.7% year-over-year, from $27.28M to $56.12M.

What is the long-term trend for C&F Financial's loans held for sale?

Over 5 years (2020 to 2025), C&F Financial's loans held for sale has grown at a -28.2% compound annual growth rate (CAGR), from $214.27M to $40.91M.

What does loans held for sale mean?

Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

C&F Financial CFFI Loans held for sale

Loans held for sale at other companies

Wells Fargo & CompanyWFC

$4.65B-27.7%

Truist FinancialTFC

$2.17B—

National BanksharesNKSH

$608K-35.2%

Citizens Financial Services, Inc.CZFS

$5.87M-3.0%

Blue Ridge BanksharesBRBS

$0-100%

JPMorgan ChaseJPM

——

Segments

By segment

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Mortgage Banking$56.6M+101%

Other financials

Income statement

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Revenue$36.3M+11.3%

Net income$6.7M+25.7%

EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%

Total debt$20.0M-44.3%

Total equity$265.5M+13.1%

Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%

CapEx$322.0K+20.6%

Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%

Enterprise value$202.92M+23.8%

P/E9.2×+1.0×

P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp

FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp

Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's loans held for sale?: C&F Financial (CFFI) reported loans held for sale of $56.12M in Q1 2026.
How has C&F Financial's loans held for sale changed year-over-year?: C&F Financial's loans held for sale increased by 105.7% year-over-year, from $27.28M to $56.12M.
What is the long-term trend for C&F Financial's loans held for sale?: Over 5 years (2020 to 2025), C&F Financial's loans held for sale has grown at a -28.2% compound annual growth rate (CAGR), from $214.27M to $40.91M.
What does loans held for sale mean?: Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.