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Net Interest Income at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$312.37M+69.6%
C&F Financial logo
C&F FinancialCFFI
$27.71M+10.8%
Riverview Bancorp logo
Riverview BancorpRVSB
$10.18M+10.7%
PRO
Provident Financial HoldingsPROV
$9.16M-0.5%

Segments

By segment

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Community Banking$8.85M+12.2%
All Other Segments-$552K+21.5%
Holding Company-$119K+30.4%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's net interest income?
Bank of the James Financial Group (BOTJ) reported net interest income of $8.73M in Q1 2026.
How has Bank of the James Financial Group's net interest income changed year-over-year?
Bank of the James Financial Group's net interest income increased by 13.1% year-over-year, from $7.72M to $8.73M.
What is the long-term trend for Bank of the James Financial Group's net interest income?
Over 4 years (2021 to 2025), Bank of the James Financial Group's net interest income has grown at a 4.9% compound annual growth rate (CAGR), from $27.08M to $32.81M.
What does net interest income mean?
This represents the difference between the interest income generated from interest-earning assets, such as loans and securities, and the interest expense paid on interest-bearing liabilities, such as deposits and borrowings. It serves as the primary measure of a bank's core profitability from its lending and deposit-taking activities.