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Bank of the James Financial Group BOTJ Provision for Loan, Lease, and Other Losses

Provision for Loan, Lease, and Other Losses at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$1.14B+21.8%
Truist Financial logo
Truist FinancialTFC
$479M+4.6%
Riverview Bancorp logo
Riverview BancorpRVSB
——
VAB
Virginia National Bankshares CorporationVABK
——
National Bankshares logo
National BanksharesNKSH
——
First Community Corporation logo
First Community CorporationFCCO
——

Segments

By segment

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Community Banking-$146K-207%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's provision for loan, lease, and other losses?
Bank of the James Financial Group (BOTJ) reported provision for loan, lease, and other losses of -$146K in Q1 2026.
How has Bank of the James Financial Group's provision for loan, lease, and other losses changed year-over-year?
Bank of the James Financial Group's provision for loan, lease, and other losses decreased by 206.6% year-over-year, from $137K to -$146K.
What is the long-term trend for Bank of the James Financial Group's provision for loan, lease, and other losses?
Over 2 years (2021 to 2024), Bank of the James Financial Group's provision for loan, lease, and other losses has grown at a 14.5% compound annual growth rate (CAGR), from -$500K to -$655K.