Bank of the James Financial Group BOTJ Capital Conservation Buffer
Capital Conservation Buffer at other companies
Other financials
Where this comes from
Reported directly by Bank of the James Financial Group in its filing.
Tagged under the XBRL concept botj:CapitalConservationBuffer.
The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Bank of the James Financial Group's capital conservation buffer?
- Bank of the James Financial Group (BOTJ) reported capital conservation buffer of 2.5% in Q4 2025.
- How has Bank of the James Financial Group's capital conservation buffer changed year-over-year?
- Bank of the James Financial Group's capital conservation buffer decreased by 0.0% year-over-year, from 2.5% to 2.5%.
- What does capital conservation buffer mean?
- A regulatory capital requirement that mandates banks hold a specific amount of high-quality capital above the minimum regulatory requirements to absorb losses during periods of financial stress. This buffer ensures the institution maintains sufficient capital to continue lending and operating during economic downturns. It is a key indicator of the bank's resilience and regulatory compliance.