Bank of the James Financial Group BOTJ Deferred Tax Assets Allowance For Loan Losses

Deferred Tax Assets Allowance For Loan Losses at other companies

Auburn National BancorporationAUBN

$1.8M+4.4%

Tompkins FinancialTMP

$14.79M+0.4%

Greene County BancorpGCBC

$474K+41.9%

BK

BKBK

$88M-10.2%

U.S. BancorpUSB

$2.07B-0.9%

Bank of AmericaBAC

$3.42B-1.4%

Questions, answered.

What is Bank of the James Financial Group's deferred tax assets allowance for loan losses?

Bank of the James Financial Group (BOTJ) reported deferred tax assets allowance for loan losses of $1.36M in Q4 2025.

How has Bank of the James Financial Group's deferred tax assets allowance for loan losses changed year-over-year?

Bank of the James Financial Group's deferred tax assets allowance for loan losses decreased by 8.4% year-over-year, from $1.48M to $1.36M.

What is the long-term trend for Bank of the James Financial Group's deferred tax assets allowance for loan losses?

Over 5 years (2020 to 2025), Bank of the James Financial Group's deferred tax assets allowance for loan losses has grown at a -2.1% compound annual growth rate (CAGR), from $1.5M to $1.36M.

What does deferred tax assets allowance for loan losses mean?

This metric quantifies the deferred tax asset created by the difference between the provision for loan losses recognized for financial reporting and the actual tax deduction allowed for bad debts. It represents the future tax savings the bank expects to realize as the allowance for loan losses is utilized. Monitoring this helps investors assess the tax-adjusted impact of credit risk provisioning.