What does deposits250000or more mean?

This metric tracks the total dollar amount of deposit accounts that exceed the standard FDIC insurance limit of $250,000. These accounts represent a higher risk profile as they are potentially more sensitive to bank stability and interest rate volatility. It is a key indicator of the bank's concentration of large-balance depositors.

Bank of the James Financial Group BOTJ Deposits250000Or More

Deposits250000Or More at other companies

Auburn National BancorporationAUBN

$79.3M-9.6%

Camden NationalCAC

$151.8M+38.4%

Princeton Bancorp, Inc.BPRN

$241.13M+9.1%

Raymond James FinancialRJF

$10.24B+32.4%

International BancsharesIBOC

$1.7B+13.9%

Wintrust FinancialWTFC

$4B+2.6%

Other financials

Income statement

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Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:Deposits250000OrMore.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's deposits250000or more?: Bank of the James Financial Group (BOTJ) reported deposits250000or more of $289.07M in Q4 2025.
What does deposits250000or more mean?: This metric tracks the total dollar amount of deposit accounts that exceed the standard FDIC insurance limit of $250,000. These accounts represent a higher risk profile as they are potentially more sensitive to bank stability and interest rate volatility. It is a key indicator of the bank's concentration of large-balance depositors.