Bank of the James Financial Group BOTJ Deposits Excluding Collateralized Public Deposits Uninsured Deposits

Deposits Excluding Collateralized Public Deposits Uninsured Deposits at other companies

OFG BancorpOFG

$5.12B-1.1%

Financial InstitutionsFISI

$2.26B+17.1%

PRO

Provident Financial HoldingsPROV

$158.7M+29.3%

Home BancorpHBCP

$885.43M+8.8%

WaFd, Inc.WAFD

$5.3B+3.3%

SB Financial GroupSBFG

$60.5M+229%

Other financials

Income statement

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Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:DepositsExcludingCollateralizedPublicDepositsUninsuredDeposits.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's deposits excluding collateralized public deposits uninsured deposits?: Bank of the James Financial Group (BOTJ) reported deposits excluding collateralized public deposits uninsured deposits of $252.82M in Q4 2025.
What does deposits excluding collateralized public deposits uninsured deposits mean?: This metric identifies the total amount of uninsured deposits after excluding public funds that are secured by collateral. It highlights the portion of the deposit base that is most vulnerable to withdrawal risk in the event of a liquidity crisis. Investors use this to evaluate the bank's exposure to 'hot money' or flighty capital.