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Bank of the James Financial Group BOTJ Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff

Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff at other companies

Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$1K
Regional Management Corporation logo
Regional Management CorporationRM
$39.92M+27.2%
Bank7 Corp. logo
Bank7 Corp.BSVN
$200K
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
$0
The Bancorp logo
The BancorpTBBK
$9.21M+758%
Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$221K

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's financing receivable excluding accrued interest year two originated fiscal year before current fiscal year writeoff?
Bank of the James Financial Group (BOTJ) reported financing receivable excluding accrued interest year two originated fiscal year before current fiscal year writeoff of $1K in Q1 2026.
What does financing receivable excluding accrued interest year two originated fiscal year before current fiscal year writeoff mean?
Measures the total write-offs for financing receivables originated in the fiscal year immediately preceding the current reporting period. This metric is essential for evaluating the early-stage performance and credit quality of recent loan originations. It provides an early warning signal regarding the effectiveness of current underwriting and credit risk management policies.